Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

Here are some of the most common credit-score myths people still believe. This is one of the most common myths. People believe that if you have a low credit score, you need a credit card to raise it.

The wonderful news about having a 670 credit score is that you can legitimately claim you have a good credit score. But the bad news is that you only barely have a good score. If you drop one point ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

A hard inquiry occurs when you apply for a credit card, a mortgage or another type of loan. Hard inquiries can reduce your credit score anywhere from zero to five points, depending on the details in ...

Same car, same record — but double the insurance cost? Your credit score is the culprit. Learn what insurers see, plus 6 ways ...