LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

Learn how risk-based pricing in credit markets affects interest rates and loan terms based on creditworthiness, and understand regulatory requirements like the 2011 rule.

Identity risk has become inseparable from credit risk. Before you can predict how someone will repay, you must be sure of who ...

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. The credit score ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Bill Pulte recently brought up the transition to a bi-merge model while the market was assigning low probabilities. FICO's stock is down by 23% in two days. The impact will be limited since most loan ...

Fraud detection is no longer enough to protect today’s financial ecosystem. As digital transactions increase, banks require ...