If the advisor doesn't use a planning tool to help clients understand their insurance needs and how it can help them achieve their goals, then selling insurance for the commissions alone presents ...

If you’re reading this, you’re probably asking yourself, “Can I sell my life insurance policy for cash?” Let’s dive into why you might want to do this, along with the pros and cons.

If you have a convertible term life policy, you can sell it instead of canceling it. According to Lucas Siegel, CEO of Harbor Life Settlements, 85% of life insurance policies lapse — meaning the ...