One Redditor has kept up with their bills but doesn’t have any credit ... Many commenters recommended paying off the entire balance at the end of each month. While this won’t be a problem ...

If you're looking for a simple way to improve your credit score, paying your credit card bills on time can help get you there. Your payment history counts as 35% of your FICO score calculation ...

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...

If you live paycheck to paycheck, you likely worry about having enough money to pay bills on time. One feature a number of banks now offer could help make your life a little easier. With some ...

"Not paying the bill should only be a course of action if ... settlement offers don't always work and they are risky: It takes time to negotiate with your creditor, and it can hurt your credit.

Now, in order to prevent the adverse impact of delayed payments on your credit score, pay all bills, including utility bills, on time. Automatic payments or reminders can prevent payment defaults.