Mortgage refinancing is an effective way to save money and improve your personal finances. With a refinancing, you replace your current mortgage with a new loan. The refi loan is used to pay off your ...

Home equity loan refinances can reduce your monthly payments, though there are some risks to be aware of. As home equity loan rates continue to decline, homeowners may consider a home equity loan ...

You have hefty financial goals or need to make a big-ticket purchase but don’t quite have the cash on hand. A cash-out refinance could be an option if you have a sizable amount of equity in your home.

With interest rates near 40-year lows, another wave of home loan refinancing is sweeping Fargo-Moorhead. Lenders say refinancing is now 70 percent of their business, with waits of 1½ to 2 weeks to see ...

Tim Maxwell is a freelance writer who covers investing, real estate, banking, credit education and other personal finance topics. As a result, it may be worth considering whether refinancing your home ...

A jumbo mortgage refinance is similar to refinancing a conventional home loan, though it comes with stricter eligibility requirements. A jumbo home loan is a mortgage that exceeds Freddie Mac and ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

The average American mortgage is 30 years long, but most homeowners move or refinance long before that term is done. In some ...

Military life isn't always easy, so when active-duty members and veterans have the opportunity to take advantage of service-related perks, those perks are at least worth looking into, right?