Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

It's possible to qualify for a credit card if you have bad credit, but expect more limited options, lower credit limits and higher rates. Secured credit cards are designed to help individuals with ...

Have you ever forgotten to pay a bill, only to unexpectedly watch your credit take a hit? It stinks. And unfortunately, it can take years to recover from a simple mistake. You may be wondering how to ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

If you have a FICO score below 580 or a VantageScore credit score below 600, you have poor credit. You can still get access to a credit card with a score in this range, but your options will be ...

It’s not impossible to get a business loan with bad credit. But your options will be limited. Here’s how to boost your chances of getting approved. Many, or all, of the products featured on this page ...

Building positive credit is an imperative part of life. Without a healthy credit score, not only will it limit your ability to rent or buy a home, but it will also affect how much you pay for ...

Learn how to use credit cards to build credit, get rewards and cash back, and stay debt free along the way! Click "Show More" ...

Compare auto lenders that work with low credit scores, and explore strategies to improve approval odds and reduce rates Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff ...

Learn when refinancing an auto loan with bad credit might make sense Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in loans. She is ...

If you have a bad credit score — often defined as a score less than 580 — you might find it more challenging to get approved for a credit card. Your options will be more limited than those of someone ...