Here’s how converting your traditional retirement account to a Roth IRA can boost your nest egg — but avoid these costly ...

While time is running out to make Roth conversions before the end of the taxable year, consider taking your time and developing a long-term strategy.

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been saving money in a tax-deferred retirement account (like a traditional ...

A spreadsheet to help visualize the benefits and costs of Roth IRA conversions. The key strategy for Roth IRA conversions is to spread income over a period of years to garner the lowest overall income ...

The Roth IRA is one of the most powerful wealth-building strategies available, and yet also one of the most misunderstood. Should you have a Roth IRA? Should you put money into your regular IRA, your ...

Every week, Allworth Financial’s Steve Hruby, CFP®, and Bob Sponseller, ChFC®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those ...

Roth conversions aren't nearly as scary as they may sound. They can also be one of the more valuable financial planning tools available to everyday investors, especially if used properly. Here, we'll ...

If you're expecting to move up to a higher tax bracket in future years, it might make sense to convert your traditional IRA to a Roth. Peter is a writer and editor for the CNET How-To team. He has ...

A. There are a lot of rules that govern how IRAs work. Your mention of five years has to do with a provision that’s important to understand. The five-year rule for Roth conversions exists to prevent ...