Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the ...

Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster from lower interest rates and save money on the interest amount paid.

Your credit score probably isn't at the top of your list of things to worry about during the hustle and bustle of the holiday ...

Learn how credit scores influence car loan interest rates in 2025.

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Lexington Law’s credit repair consultants will work on your behalf to dispute mistakes on your report. Start repairing your credit today! Debt consolidation is a form of debt repayment where you ...

“If you’ve got a low score but you have strong income and a good loan-to-value ratio, you can get refinanced,” Goodall said. Most lenders cap loan amounts at 125% of a car’s value. If your car is ...