Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Today's highest CD rate is 4.94% for a jumbo 6-month CD.  CD rates from online banks are commonly twice as high as the ...

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. Are you looking to open ...

The Federal Reserve is likely to cut interest rates soon -- and some banks are already lowering their CD rates. Some 5-year CDs still pay over 4.00% APY. Five years is a long time to lock up your ...

Six-month CDs offer among the highest yields for savings products. Compare rates from online banks, community banks and credit unions to find the best six-month CD rates. Pay attention to the minimum ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

If it seems like just about everyone you know is rushing to open a CD, there's a reason for that. CD rates are at their highest level in years following a string of interest rate hikes from the ...

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. If you want a guaranteed return ...