The terms “purchase APR” and “interest rate” mean the same thing when it comes to credit cards. Purchase APR refers to the percentage of the loan amount you’ll owe on an annual basis in exchange for ...

As a credit cardholder, it's likely that you've come across the term "annual percentage rate." Even if you have a rough idea ...

APR reflects the total annual cost of a personal loan, including both fees and interest. Many lenders state their APR online to make it easier to compare before you apply. Your APR will be based on ...

When you shop for a new credit card, you probably consider rewards, benefits, fees and interest rates. As you compare options, you may also see the term “intro APR.” We’ll explain what an introductory ...

You’ve probably noticed the term “variable APR” on your credit card agreement or on credit card offers you’ve received online and in the mail. But what exactly is a variable annual percentage rate?

If you’re thinking about transferring a balance from one credit card to another, it’s important to know the new card’s balance transfer APR and how it works. This is particularly important if your ...

If you have a credit card with a 0% APR, you can spend money without facing any interest charges, right? Not necessarily. A single credit card can have multiple APRs, one of which is the account’s ...

A purchase APR determines how much interest you'll pay on purchases you make with your credit card if you carry a balance. Credit card companies determine many APRs based on the prime rate – plus a ...