As pointed out by financial analysts — such as Wade Pfau from the American College for Financial Services — what matters for ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Traditional rules of thumb can offer some guidance. For example, the 4% ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. “The 4% Drawdown Rule” for retirees has become a ...

The 4% rule has been THE rule for retirement spending for decades. According to David Blanchett, managing director and head of retirement research at PGIM DC Solutions, 61% of financial advisors use ...

Another alternative to the 4% rule is the dynamic spending plan. Instead of simply assuming you will spend 4% of your assets every year in retirement, this strategy involves setting an annual budget ...

The rule of thumb for determining withdrawals from a retirement fund was based on a market environment with less performance disparity than is common now. Volatility can do permanent damage to a ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. If you live in the FIRE (financial independence, retire ...

Retiring is a major transition, and it is understandable that many people hesitate because they worry their savings will not ...

For nearly three decades, one of the most widely cited guidelines in retirement planning has been the "4 percent rule." Originally devised in the mid-1990s by financial adviser Bill Bengen, the rule ...