A guide to immediate, deferred, fixed, variable and joint-life annuities, and how to match them to your retirement needs.

A deferred annuity is a long-term investment that grows tax-deferred and provides income in retirement. Interest earnings accumulate without immediate taxes, allowing savings to grow. Taxes are paid ...

Immediate annuities and deferred annuities are two types of financial products that allow individuals to save or begin retirement or other long-term goals. In return, the insurance company agrees to ...

An annuity is an insurance product. It provides a long-term stream of income in exchange for an upfront premium. There are many types, including immediate, deferred, fixed, variable and indexed.

More people are considering annuities to achieve tax-deferred growth and guaranteed income, but deciding if they are right ...

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

Lower-fee Vanguard investment options support a wide range of retirement goals HORSHAM, Pa., Jan. 10, 2024 /PRNewswire/ -- The Penn Mutual Life Insurance Company (Penn Mutual), a Fortune 1000 company, ...

A fixed annuity provides a guaranteed income stream. Payouts can be immediate or deferred. Drawbacks include limited upside. Annuities can help ensure your retirement savings last your entire life.

Annuities reached a new sales record in the third quarter of 2025, according to LIMRA’s U.S. Individual Annuity Sales Survey, ...

LIMRA projects full-year 2025 annuity sales projected to top $450 billion, with independent broker-dealers driving more than ...