I dentity theft, or identity fraud, once meant crooks were churning out fake credit cards. But as that became easier to detect, a more insidious crime has evolved: the creation of completely new ...

Security codes help reduce the risk of fraud, even though consumer protection laws limit your liability for credit card fraud to $50. In most cases, if you promptly report an incident, you won't ...

Basically, the criminals take information from someone, and then make up the rest. They also often use fake Social Security numbers, called CPNs, or “credit profile numbers,” or names.