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Commissions do not affect our editors' opinions or evaluations. The best high-yield savings account is Capital One 360 Performance Savings Account™, earning the top rating of 5.0 stars in our study.

You can earn exponentially more than that by opening a high-yield savings account, however. Bankrate reports that top high-yield savings account rates for February 2025 are between 3.80% and 4.75%.

The best high-yield savings accounts have a strong interest rate, good perks, and national accessibility. High-yield savings accounts are a good place to keep emergency money or savings for things ...