1 day ago · Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows …

3 days ago · The national average HELOC interest rate is 7.81% as of Dec. 3, 2025, according to Bankrate’s latest survey of the nation’s largest home equity lenders.

5 days ago · A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home …

Nov 11, 2025 · The best Heloc rates are usually available to those with adequate home equity and high credit scores. Here’s how to take advantage of Heloc rate trends.

Nov 20, 2025 · The average home equity line of credit (HELOC) rate is 8.13% as of November 2025, according to data from Curinos. The rate is down compared to the average HELOC …

Jul 24, 2025 · Here are the average rates for home equity loans and home equity lines of credit as of July 23, 2025. Note: These rates are averages determined by a survey conducted by …

Nov 7, 2025 · HELOC rates are typically variable, which means your monthly payments can fluctuate. You’ll know you’re getting a good HELOC rate if it’s below or at least on par with the …

Dec 1, 2025 · FourLeaf Federal Credit Union offers competitive rates on its HELOCs, including a low introductory rate for the first year. FourLeaf allows you to borrow up to $1 million. It covers …

Nov 24, 2025 · As of October 2024, the average HELOC interest rate nationwide is 6.15%. This rate measures your interest cost. The national average APR of 6.64% represents your total …