A balance transfer can save you money by moving your debt from a high-interest credit card to one with a lower APR. Learn how they work, and find a card that fits your needs.

Oct 7, 2024 · Simply put, it's a credit card that allows you to transfer a balance from another card, typically at a low introductory annual percentage rate (APR). You may pay a balance transfer …

Oct 1, 2025 · A balance transfer moves a balance from one account to another account or card, ideally to take advantage of a lower or 0% introductory APR, and provides more time to pay …

Aug 22, 2025 · A balance transfer is the process of transferring debt from one credit card to another credit card, usually to one with a lower interest rate. This doesn’t get rid of your debt …

Dec 16, 2023 · A balance transfer allows you to get a reprieve from high-interest debt if you play your cards right.

Oct 7, 2025 · If you pay interest on your credit card and can't afford to clear the balance in full, then a balance transfer credit card is your secret weapon. It's a special type of interest-free …

Jun 26, 2025 · A balance transfer is a credit card transaction that involves using one credit card to pay a balance owed to another credit card company or lender, essentially shifting the debt to …

Jun 27, 2025 · A credit card balance transfer allows you to move existing credit card or loan balances to a separate credit card account. Balance transfer cards may offer a low …

Oct 14, 2025 · A balance transfer credit card is a card that lets you move high-interest debt from one credit card to another. The best balance transfer credit cards offer 0% intro APRs on …

Sep 9, 2025 · Find out everything you need to know about balance transfers and balance transfer cards before you apply for one.