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When we talk about financial planning, most people picture something exciting — saving for a dream home, investing for the future, or building up a pension pot. But there’s a crucial piece of the puzzle that often gets overlooked… until it’s urgently needed. At Willow Tree Financial Services, we think of financial protection like roots under a tree, making it the foundation on which all financial plans are built. You can’t always see them — but they’re what keep everything stable. And when the w